JEWETT CITY SAVINGS BANK

JEWETT CITY, CT | Small | Est. June 23, 1873, midnight | FDIC #18237 | RSSD #820301 | FDIC
Latest Report: 2025-12-31

JEWETT CITY SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in JEWETT CITY, CT, established in June 23, 1873, midnight. As of 2025-12-31, the bank reported total assets of $485M and total deposits of $391M. Profitability stands at 1.29% ROA and 9.08% ROE, with a net interest margin of 4.83%. The bank's CET1 capital ratio is 17.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.29% and a Texas Ratio of 7.03%. FDIC Certificate #18237.

Assets

$485M

Deposits

$391M

Loans

$392M

Equity

$69M

Profitability

Return on Assets (ROA) 1.29%
Return on Equity (ROE) 9.08%
Net Interest Margin (NIM) 4.83%
Yield on Assets 6.08%
Cost of Funds 1.35%

Asset Quality

NPL Ratio 1.29%
Net Charge-Off Ratio 0.05%
Texas Ratio 7.03%
NPA Ratio 1.05%
ACL / Loans 0.84%

Capital & Liquidity

CET1 Ratio 17.76%
Tier 1 Capital 17.76%
Total Capital Ratio 18.62%
Leverage Ratio 13.99%
Loan-to-Deposit 100.15%

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