FIRST NATIONAL BANK OF PASCO

DADE CITY, FL | Small | Est. Nov. 3, 1986, midnight | FDIC #26829 | RSSD #82033 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF PASCO is asn small FDIC-insured commercial bank headquartered in DADE CITY, FL, established in Nov. 3, 1986, midnight. As of 2025-12-31, the bank reported total assets of $287M and total deposits of $241M. Profitability stands at 0.31% ROA and 4.69% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 6.85%. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 2.89%. FDIC Certificate #26829.

Assets

$287M

Deposits

$241M

Loans

$186M

Equity

$20M

Profitability

Return on Assets (ROA) 0.31%
Return on Equity (ROE) 4.69%
Net Interest Margin (NIM) 3.79%
Yield on Assets 6.00%
Cost of Funds 2.18%

Asset Quality

NPL Ratio 0.35%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.89%
NPA Ratio 0.23%
ACL / Loans 1.54%

Capital & Liquidity

CET1 Ratio 6.85%
Tier 1 Capital 6.85%
Total Capital Ratio 7.19%
Leverage Ratio 9.63%
Loan-to-Deposit 76.98%

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