MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION

BRIDGEVIEW, IL | Small | Est. Jan. 1, 1914, midnight | FDIC #29980 | RSSD #820477 | OCC
Latest Report: 2025-12-31

MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in BRIDGEVIEW, IL, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $117M and total deposits of $105M. Profitability stands at -2.66% ROA and -27.97% ROE, with a net interest margin of 2.29%. The bank's CET1 capital ratio is 23.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.06% and a Texas Ratio of 4.42%. FDIC Certificate #29980.

Assets

$117M

Deposits

$105M

Loans

$47M

Equity

$11M

Profitability

Return on Assets (ROA) -2.66%
Return on Equity (ROE) -27.97%
Net Interest Margin (NIM) 2.29%
Yield on Assets 3.11%
Cost of Funds 1.00%

Asset Quality

NPL Ratio 1.06%
Net Charge-Off Ratio --
Texas Ratio 4.42%
NPA Ratio 0.43%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 23.78%
Tier 1 Capital 23.78%
Total Capital Ratio 24.53%
Leverage Ratio 9.10%
Loan-to-Deposit 44.52%

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