BLOOMSDALE BANK

BLOOMSDALE, MO | Small | Est. May 1, 1914, midnight | FDIC #9788 | RSSD #820842 | FDIC
Latest Report: 2025-12-31

BLOOMSDALE BANK is asn small FDIC-insured commercial bank headquartered in BLOOMSDALE, MO, established in May 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $373M and total deposits of $342M. Profitability stands at 2.29% ROA and 29.00% ROE, with a net interest margin of 4.28%. The bank's CET1 capital ratio is 12.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 3.45%. FDIC Certificate #9788.

Assets

$373M

Deposits

$342M

Loans

$255M

Equity

$30M

Profitability

Return on Assets (ROA) 2.29%
Return on Equity (ROE) 29.00%
Net Interest Margin (NIM) 4.28%
Yield on Assets 6.07%
Cost of Funds 1.80%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.02%
Texas Ratio 3.45%
NPA Ratio 0.30%
ACL / Loans 1.10%

Capital & Liquidity

CET1 Ratio 12.18%
Tier 1 Capital 12.18%
Total Capital Ratio 13.30%
Leverage Ratio 8.94%
Loan-to-Deposit 74.72%

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