PEOPLES BANK OF KANKAKEE COUNTY

BOURBONNAIS, IL | Small | Est. June 20, 1962, midnight | FDIC #18566 | RSSD #821036 | FDIC
Latest Report: 2025-12-31

PEOPLES BANK OF KANKAKEE COUNTY is asn small FDIC-insured commercial bank headquartered in BOURBONNAIS, IL, established in June 20, 1962, midnight. As of 2025-12-31, the bank reported total assets of $362M and total deposits of $308M. Profitability stands at 0.64% ROA and 10.70% ROE, with a net interest margin of 2.93%. The bank's CET1 capital ratio is 14.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.14%. FDIC Certificate #18566.

Assets

$362M

Deposits

$308M

Loans

$160M

Equity

$22M

Profitability

Return on Assets (ROA) 0.64%
Return on Equity (ROE) 10.70%
Net Interest Margin (NIM) 2.93%
Yield on Assets 4.58%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio --
Texas Ratio 0.14%
NPA Ratio 0.01%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 14.01%
Tier 1 Capital 14.01%
Total Capital Ratio 15.04%
Leverage Ratio 7.82%
Loan-to-Deposit 52.03%

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