GOOSE RIVER BANK, THE

MAYVILLE, ND | Small | Est. Oct. 27, 1881, midnight | FDIC #10236 | RSSD #821157 | FDIC
Latest Report: 2025-12-31

GOOSE RIVER BANK, THE is asn small FDIC-insured commercial bank headquartered in MAYVILLE, ND, established in Oct. 27, 1881, midnight. As of 2025-12-31, the bank reported total assets of $178M and total deposits of $153M. Profitability stands at 1.67% ROA and 15.44% ROE, with a net interest margin of 4.31%. The bank's CET1 capital ratio is 11.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.56% and a Texas Ratio of 15.84%. FDIC Certificate #10236.

Assets

$178M

Deposits

$153M

Loans

$129M

Equity

$20M

Profitability

Return on Assets (ROA) 1.67%
Return on Equity (ROE) 15.44%
Net Interest Margin (NIM) 4.31%
Yield on Assets 5.86%
Cost of Funds 1.60%

Asset Quality

NPL Ratio 2.56%
Net Charge-Off Ratio 0.14%
Texas Ratio 15.84%
NPA Ratio 1.85%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 11.03%
Tier 1 Capital 11.03%
Total Capital Ratio 11.58%
Leverage Ratio 11.57%
Loan-to-Deposit 84.75%

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