MINNESOTA FIRST CREDIT AND SAVINGS, INCORPORATED

MINNESOTA FIRST CREDIT AND SAVINGS, INCORPORATED is amn micro FDIC-insured commercial bank headquartered in ROCHESTER, MN, established in Jan. 1, 1956, midnight. As of 2025-12-31, the bank reported total assets of $29M and total deposits of $24M. Profitability stands at 0.27% ROA and 1.81% ROE, with a net interest margin of 4.41%. The bank's CET1 capital ratio is 20.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.78%. FDIC Certificate #26755.