MINNESOTA FIRST CREDIT AND SAVINGS, INCORPORATED is an FDIC-insured commercial bank headquartered in ROCHESTER, MN, established in Jan. 1, 1956, midnight. As of 2025-12-31, the bank reported total assets of $29M and total deposits of $24M. Profitability stands at 0.27% ROA and 1.81% ROE, with a net interest margin of 4.41%. CET1 capital ratio: 20.81%, well above regulatory minimums. NPL ratio: 0.14% · Texas Ratio: 0.78%. Operates 4 domestic branches.
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