ASHTON STATE BANK

ASHTON, IA | Micro | Est. March 1, 1884, midnight | FDIC #11343 | RSSD #821643 | FDIC
Latest Report: 2025-12-31

ASHTON STATE BANK is amn micro FDIC-insured commercial bank headquartered in ASHTON, IA, established in March 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $44M. Profitability stands at 1.32% ROA and 11.24% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 17.40%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11343.

Assets

$54M

Deposits

$44M

Loans

$35M

Equity

$6M

Profitability

Return on Assets (ROA) 1.32%
Return on Equity (ROE) 11.24%
Net Interest Margin (NIM) 3.56%
Yield on Assets 5.59%
Cost of Funds 2.36%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 17.40%
Tier 1 Capital 17.40%
Total Capital Ratio 18.33%
Leverage Ratio 14.35%
Loan-to-Deposit 80.06%

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