BanksASHTON STATE BANK

ASHTON STATE BANK

ASHTON, IAMicroEst. March 1, 1884, midnightFDIC #11343RSSD #821643FDIC
Latest · 2025-12-31

ASHTON STATE BANK is an FDIC-insured commercial bank headquartered in ASHTON, IA, established in March 1, 1884, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $44M. Profitability stands at 1.32% ROA and 11.24% ROE, with a net interest margin of 3.56%. CET1 capital ratio: 17.40%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$54M
Deposits
$44M
Loans
$35M
Equity
$6M

Profitability

Return on Assets (ROA)1.32%
Return on Equity (ROE)11.24%
Net Interest Margin3.56%
Yield on Assets5.59%
Cost of Funds2.15%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.18%

Capital & Liquidity

CET1 Ratio17.40%
Tier 1 Capital17.40%
Total Capital Ratio18.33%
Leverage Ratio14.35%
Loan-to-Deposit80.06%

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