TEXAS EXCHANGE BANK

CROWLEY, TX | Large | Est. Jan. 5, 1970, midnight | FDIC #20099 | RSSD #822556 | FDIC
Latest Report: 2025-12-31

TEXAS EXCHANGE BANK is aln large FDIC-insured commercial bank headquartered in CROWLEY, TX, established in Jan. 5, 1970, midnight. As of 2025-12-31, the bank reported total assets of $4.5B and total deposits of $2.6B. Profitability stands at 0.94% ROA and 11.28% ROE, with a net interest margin of 2.22%. The bank's CET1 capital ratio is 25.23%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #20099.

Assets

$4.5B

Deposits

$2.6B

Loans

$957M

Equity

$386M

Profitability

Return on Assets (ROA) 0.94%
Return on Equity (ROE) 11.28%
Net Interest Margin (NIM) 2.22%
Yield on Assets 4.43%
Cost of Funds 2.37%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 2.68%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.51%

Capital & Liquidity

CET1 Ratio 25.23%
Tier 1 Capital 25.23%
Total Capital Ratio 26.22%
Leverage Ratio 12.03%
Loan-to-Deposit 36.72%

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