BanksTEXAS EXCHANGE BANK

TEXAS EXCHANGE BANK

CROWLEY, TXLargeEst. Jan. 5, 1970, midnightFDIC #20099RSSD #822556FDIC
Latest · 2025-12-31

TEXAS EXCHANGE BANK is an FDIC-insured commercial bank headquartered in CROWLEY, TX, established in Jan. 5, 1970, midnight. As of 2025-12-31, the bank reported total assets of $4.5B and total deposits of $2.6B. Profitability stands at 0.94% ROA and 11.28% ROE, with a net interest margin of 2.22%. CET1 capital ratio: 25.23%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$4.5B
Deposits
$2.6B
Loans
$957M
Equity
$386M

Profitability

Return on Assets (ROA)0.94%
Return on Equity (ROE)11.28%
Net Interest Margin2.22%
Yield on Assets4.43%
Cost of Funds2.33%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio2.68%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.51%

Capital & Liquidity

CET1 Ratio25.23%
Tier 1 Capital25.23%
Total Capital Ratio26.22%
Leverage Ratio12.03%
Loan-to-Deposit36.72%

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