BRYANT STATE BANK

BRYANT, SD | Micro | Est. March 1, 1915, midnight | FDIC #6064 | RSSD #82257 | FDIC
Latest Report: 2025-12-31

BRYANT STATE BANK is amn micro FDIC-insured commercial bank headquartered in BRYANT, SD, established in March 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $47M. Profitability stands at 1.32% ROA and 11.80% ROE, with a net interest margin of 7.42%. The bank's CET1 capital ratio is 16.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.39% and a Texas Ratio of 1.65%. FDIC Certificate #6064.

Assets

$54M

Deposits

$47M

Loans

$33M

Equity

$6M

Profitability

Return on Assets (ROA) 1.32%
Return on Equity (ROE) 11.80%
Net Interest Margin (NIM) 7.42%
Yield on Assets 8.76%
Cost of Funds 2.06%

Asset Quality

NPL Ratio 0.39%
Net Charge-Off Ratio 3.81%
Texas Ratio 1.65%
NPA Ratio 0.24%
ACL / Loans 5.45%

Capital & Liquidity

CET1 Ratio 16.58%
Tier 1 Capital 16.58%
Total Capital Ratio 17.88%
Leverage Ratio 11.20%
Loan-to-Deposit 69.82%

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