BanksBRYANT STATE BANK

BRYANT STATE BANK

BRYANT, SDMicroEst. March 1, 1915, midnightFDIC #6064RSSD #82257FDIC
Latest · 2025-12-31

BRYANT STATE BANK is an FDIC-insured commercial bank headquartered in BRYANT, SD, established in March 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $54M and total deposits of $47M. Profitability stands at 1.32% ROA and 11.80% ROE, with a net interest margin of 7.42%. CET1 capital ratio: 16.58%, well above regulatory minimums. NPL ratio: 0.39% · Texas Ratio: 1.65%. Operates 1 domestic branch.

Assets
$54M
Deposits
$47M
Loans
$33M
Equity
$6M

Profitability

Return on Assets (ROA)1.32%
Return on Equity (ROE)11.80%
Net Interest Margin7.42%
Yield on Assets8.76%
Cost of Funds1.42%

Asset Quality

NPL Ratio0.39%
Net Charge-Off Ratio3.81%
Texas Ratio1.65%
NPA Ratio0.24%
ACL / Loans5.45%

Capital & Liquidity

CET1 Ratio16.58%
Tier 1 Capital16.58%
Total Capital Ratio17.88%
Leverage Ratio11.20%
Loan-to-Deposit69.82%

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