PEOPLES NATIONAL BANK OF KEWANEE

KEWANEE, IL | Medium | Est. March 1, 1928, midnight | FDIC #926 | RSSD #823133 | OCC
Latest Report: 2025-12-31

PEOPLES NATIONAL BANK OF KEWANEE is amn medium FDIC-insured commercial bank headquartered in KEWANEE, IL, established in March 1, 1928, midnight. As of 2025-12-31, the bank reported total assets of $587M and total deposits of $518M. Profitability stands at 0.96% ROA and 10.01% ROE, with a net interest margin of 2.88%. The bank's CET1 capital ratio is 14.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.14% and a Texas Ratio of 9.37%. FDIC Certificate #926.

Assets

$587M

Deposits

$518M

Loans

$180M

Equity

$58M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 10.01%
Net Interest Margin (NIM) 2.88%
Yield on Assets 4.64%
Cost of Funds 1.80%

Asset Quality

NPL Ratio 3.14%
Net Charge-Off Ratio 0.36%
Texas Ratio 9.37%
NPA Ratio 0.96%
ACL / Loans 1.47%

Capital & Liquidity

CET1 Ratio 14.91%
Tier 1 Capital 14.91%
Total Capital Ratio 15.55%
Leverage Ratio 10.44%
Loan-to-Deposit 34.67%

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