DU QUOIN STATE BANK

DU QUOIN, IL | Small | Est. April 17, 1915, midnight | FDIC #10804 | RSSD #823142 | FED
Latest Report: 2025-12-31

DU QUOIN STATE BANK is asn small FDIC-insured commercial bank headquartered in DU QUOIN, IL, established in April 17, 1915, midnight. As of 2025-12-31, the bank reported total assets of $139M and total deposits of $127M. Profitability stands at 0.50% ROA and 12.94% ROE, with a net interest margin of 3.44%. The bank's CET1 capital ratio is 24.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.57%. FDIC Certificate #10804.

Assets

$139M

Deposits

$127M

Loans

$47M

Equity

$6M

Profitability

Return on Assets (ROA) 0.50%
Return on Equity (ROE) 12.94%
Net Interest Margin (NIM) 3.44%
Yield on Assets 5.19%
Cost of Funds 1.68%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio --
Texas Ratio 0.57%
NPA Ratio 0.03%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 24.24%
Tier 1 Capital 24.24%
Total Capital Ratio 25.31%
Leverage Ratio 11.25%
Loan-to-Deposit 37.03%

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