NORTHEAST COMMUNITY BANK

WHITE PLAINS, NY | Large | Est. Sept. 1, 1934, midnight | FDIC #29147 | RSSD #823478 | FDIC
Latest Report: 2025-12-31

NORTHEAST COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in WHITE PLAINS, NY, established in Sept. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.6B. Profitability stands at 2.18% ROA and 13.36% ROE, with a net interest margin of 5.36%. The bank's CET1 capital ratio is 15.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29147.

Assets

$2.1B

Deposits

$1.6B

Loans

$1.9B

Equity

$340M

Profitability

Return on Assets (ROA) 2.18%
Return on Equity (ROE) 13.36%
Net Interest Margin (NIM) 5.36%
Yield on Assets 8.15%
Cost of Funds 3.71%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.25%

Capital & Liquidity

CET1 Ratio 15.36%
Tier 1 Capital 15.36%
Total Capital Ratio 15.62%
Leverage Ratio 16.39%
Loan-to-Deposit 114.43%

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