BanksBENTON COUNTY STATE BANK

BENTON COUNTY STATE BANK

BLAIRSTOWN, IAMicroEst. Jan. 1, 1869, midnightFDIC #13774RSSD #824242FDIC
Latest · 2025-12-31

BENTON COUNTY STATE BANK is an FDIC-insured commercial bank headquartered in BLAIRSTOWN, IA, established in Jan. 1, 1869, midnight. As of 2025-12-31, the bank reported total assets of $51M and total deposits of $38M. Profitability stands at 1.00% ROA and 6.76% ROE, with a net interest margin of 3.85%. CET1 capital ratio: 14.79%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$51M
Deposits
$38M
Loans
$34M
Equity
$7M

Profitability

Return on Assets (ROA)1.00%
Return on Equity (ROE)6.76%
Net Interest Margin3.85%
Yield on Assets5.46%
Cost of Funds1.81%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.67%

Capital & Liquidity

CET1 Ratio14.79%
Tier 1 Capital14.79%
Total Capital Ratio15.52%
Leverage Ratio15.66%
Loan-to-Deposit91.25%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required