PHOENIXVILLE FEDERAL BANK AND TRUST

PHOENIXVILLE, PA | Medium | Est. Jan. 1, 1911, midnight | FDIC #29995 | RSSD #824671 | FDIC
Latest Report: 2025-12-31

PHOENIXVILLE FEDERAL BANK AND TRUST is amn medium FDIC-insured commercial bank headquartered in PHOENIXVILLE, PA, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $641M and total deposits of $545M. Profitability stands at 0.68% ROA and 5.86% ROE, with a net interest margin of 3.24%. The bank's CET1 capital ratio is 11.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.40% and a Texas Ratio of 8.74%. FDIC Certificate #29995.

Assets

$641M

Deposits

$545M

Loans

$500M

Equity

$75M

Profitability

Return on Assets (ROA) 0.68%
Return on Equity (ROE) 5.86%
Net Interest Margin (NIM) 3.24%
Yield on Assets 4.78%
Cost of Funds 1.61%

Asset Quality

NPL Ratio 1.40%
Net Charge-Off Ratio 0.01%
Texas Ratio 8.74%
NPA Ratio 1.09%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 11.63%
Tier 1 Capital 11.63%
Total Capital Ratio 12.21%
Leverage Ratio 12.35%
Loan-to-Deposit 91.68%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required