FIRST NATIONAL BANK OF LACON

FIRST NATIONAL BANK OF LACON is amn micro FDIC-insured commercial bank headquartered in LACON, IL, established in April 11, 1864, midnight. As of 2025-12-31, the bank reported total assets of $96M and total deposits of $88M. Profitability stands at 1.16% ROA and 14.57% ROE, with a net interest margin of 4.13%. The bank's CET1 capital ratio is 12.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #3688.