MORTON COMMUNITY BANK

MORTON, IL | Large | Est. Aug. 26, 1961, midnight | FDIC #18429 | RSSD #825146 | FDIC
Latest Report: 2025-12-31

MORTON COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in MORTON, IL, established in Aug. 26, 1961, midnight. As of 2025-12-31, the bank reported total assets of $5.4B and total deposits of $4.7B. Profitability stands at 1.70% ROA and 17.68% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 13.93%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 3.82%. FDIC Certificate #18429.

Assets

$5.4B

Deposits

$4.7B

Loans

$3.6B

Equity

$531M

Profitability

Return on Assets (ROA) 1.70%
Return on Equity (ROE) 17.68%
Net Interest Margin (NIM) 3.53%
Yield on Assets 5.32%
Cost of Funds 2.30%

Asset Quality

NPL Ratio 0.60%
Net Charge-Off Ratio -0.03%
Texas Ratio 3.82%
NPA Ratio 0.41%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 13.93%
Tier 1 Capital 13.93%
Total Capital Ratio 14.99%
Leverage Ratio 10.79%
Loan-to-Deposit 76.42%

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