CITIZENS INDEPENDENT BANK is asn small FDIC-insured commercial bank headquartered in SAINT LOUIS PARK, MN, established in Jan. 16, 1950, midnight. As of 2025-12-31, the bank reported total assets of $315M and total deposits of $267M. Profitability stands at -0.02% ROA and -0.17% ROE, with a net interest margin of 3.89%. The bank's CET1 capital ratio is 17.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.62% and a Texas Ratio of 26.14%. FDIC Certificate #16863.
Assets
$315M
Deposits
$267M
Loans
$203M
Equity
$31M
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