FARMERS TRUST & SAVINGS BANK

BUFFALO CENTER, IA | Small | Est. Jan. 1, 1914, midnight | FDIC #14195 | RSSD #825847 | FED
Latest Report: 2025-12-31

FARMERS TRUST & SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in BUFFALO CENTER, IA, established in Jan. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $369M and total deposits of $311M. Profitability stands at 1.42% ROA and 12.37% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 10.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.14%. FDIC Certificate #14195.

Assets

$369M

Deposits

$311M

Loans

$320M

Equity

$41M

Profitability

Return on Assets (ROA) 1.42%
Return on Equity (ROE) 12.37%
Net Interest Margin (NIM) 3.74%
Yield on Assets 5.80%
Cost of Funds 2.15%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.14%
NPA Ratio 0.02%
ACL / Loans 1.62%

Capital & Liquidity

CET1 Ratio 10.89%
Tier 1 Capital 10.89%
Total Capital Ratio 11.43%
Leverage Ratio 11.64%
Loan-to-Deposit 102.84%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required