BanksAMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA

AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA

LINDSAY, OKMicroEst. Jan. 1, 1924, midnightFDIC #2328RSSD #826451FDIC
Latest · 2025-12-31

AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA is an FDIC-insured commercial bank headquartered in LINDSAY, OK, established in Jan. 1, 1924, midnight. As of 2025-12-31, the bank reported total assets of $91M and total deposits of $81M. Profitability stands at -2.98% ROA and -27.99% ROE, with a net interest margin of 3.86%. CET1 capital ratio: 10.29%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 4.30%. Operates 1 domestic branch.

Assets
$91M
Deposits
$81M
Loans
$31M
Equity
$9M

Profitability

Return on Assets (ROA)-2.98%
Return on Equity (ROE)-27.99%
Net Interest Margin3.86%
Yield on Assets4.78%
Cost of Funds0.97%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio4.30%
NPA Ratio0.53%
ACL / Loans6.20%

Capital & Liquidity

CET1 Ratio10.29%
Tier 1 Capital10.29%
Total Capital Ratio10.80%
Leverage Ratio11.20%
Loan-to-Deposit38.75%

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