MEDIAPOLIS SAVINGS BANK

MEDIAPOLIS, IA | Small | Est. Sept. 16, 1940, midnight | FDIC #15772 | RSSD #826648 | FDIC
Latest Report: 2025-12-31

MEDIAPOLIS SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in MEDIAPOLIS, IA, established in Sept. 16, 1940, midnight. As of 2025-12-31, the bank reported total assets of $258M and total deposits of $222M. Profitability stands at 1.21% ROA and 12.29% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 8.98%. Asset quality metrics show a non-performing loan ratio of 0.29% and a Texas Ratio of 2.13%. FDIC Certificate #15772.

Assets

$258M

Deposits

$222M

Loans

$201M

Equity

$25M

Profitability

Return on Assets (ROA) 1.21%
Return on Equity (ROE) 12.29%
Net Interest Margin (NIM) 3.71%
Yield on Assets 5.93%
Cost of Funds 2.28%

Asset Quality

NPL Ratio 0.29%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.13%
NPA Ratio 0.23%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 8.98%
Tier 1 Capital 8.98%
Total Capital Ratio 9.43%
Leverage Ratio 8.95%
Loan-to-Deposit 90.28%

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