CHOICE FINANCIAL GROUP

FARGO, ND | Large | Est. Jan. 1, 1906, midnight | FDIC #9423 | RSSD #826956 | FDIC
Latest Report: 2025-12-31

CHOICE FINANCIAL GROUP is aln large FDIC-insured commercial bank headquartered in FARGO, ND, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $6.0B and total deposits of $5.1B. Profitability stands at 1.21% ROA and 10.53% ROE, with a net interest margin of 3.40%. The bank's CET1 capital ratio is 9.73%. Asset quality metrics show a non-performing loan ratio of 1.09% and a Texas Ratio of 4.79%. FDIC Certificate #9423.

Assets

$6.0B

Deposits

$5.1B

Loans

$3.2B

Equity

$683M

Profitability

Return on Assets (ROA) 1.21%
Return on Equity (ROE) 10.53%
Net Interest Margin (NIM) 3.40%
Yield on Assets 5.93%
Cost of Funds 6.32%

Asset Quality

NPL Ratio 1.09%
Net Charge-Off Ratio 0.23%
Texas Ratio 4.79%
NPA Ratio 0.58%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 9.73%
Tier 1 Capital 9.73%
Total Capital Ratio 10.22%
Leverage Ratio 10.71%
Loan-to-Deposit 61.96%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required