BanksCHOICE FINANCIAL GROUP

CHOICE FINANCIAL GROUP

FARGO, NDLargeEst. Jan. 1, 1906, midnightFDIC #9423RSSD #826956FDIC
Latest · 2025-12-31

CHOICE FINANCIAL GROUP is an FDIC-insured commercial bank headquartered in FARGO, ND, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $6.0B and total deposits of $5.1B. Profitability stands at 1.21% ROA and 10.53% ROE, with a net interest margin of 3.40%. CET1 capital ratio: 10.57%, well above regulatory minimums. NPL ratio: 1.09% · Texas Ratio: 4.79%. Operates 18 domestic branches.

Assets
$6.0B
Deposits
$5.1B
Loans
$3.2B
Equity
$683M

Profitability

Return on Assets (ROA)1.21%
Return on Equity (ROE)10.53%
Net Interest Margin3.40%
Yield on Assets5.93%
Cost of Funds2.66%

Asset Quality

NPL Ratio1.09%
Net Charge-Off Ratio0.23%
Texas Ratio4.79%
NPA Ratio0.58%
ACL / Loans1.17%

Capital & Liquidity

CET1 Ratio10.57%
Tier 1 Capital10.57%
Total Capital Ratio11.10%
Leverage Ratio10.71%
Loan-to-Deposit61.96%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required