FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF VALDOSTA is asn small FDIC-insured commercial bank headquartered in VALDOSTA, GA, established in Sept. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $272M and total deposits of $196M. Profitability stands at -0.52% ROA and -4.21% ROE, with a net interest margin of 4.14%. The bank's CET1 capital ratio is 12.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.64% and a Texas Ratio of 11.65%. FDIC Certificate #29164.
Assets
$272M
Deposits
$196M
Loans
$239M
Equity
$33M
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