CITIZENS SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in CLARKS SUMMIT, PA, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $355M and total deposits of $301M. Profitability stands at 0.27% ROA and 1.78% ROE, with a net interest margin of 2.60%. The bank's CET1 capital ratio is 30.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 1.23%. FDIC Certificate #31184.
Assets
$355M
Deposits
$301M
Loans
$292M
Equity
$53M
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