CITIZENS BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in CAMPBELLSVILLE, KY, established in Jan. 1, 1939, midnight. As of 2025-12-31, the bank reported total assets of $376M and total deposits of $328M. Profitability stands at 0.90% ROA and 7.29% ROE, with a net interest margin of 2.93%. The bank's CET1 capital ratio is 12.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 0.72%. FDIC Certificate #15675.
Assets
$376M
Deposits
$328M
Loans
$199M
Equity
$46M
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