FORT JENNINGS STATE BANK, THE

FORT JENNINGS, OH | Small | Est. Jan. 1, 1918, midnight | FDIC #13209 | RSSD #830113 | FDIC
Latest Report: 2025-12-31

FORT JENNINGS STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in FORT JENNINGS, OH, established in Jan. 1, 1918, midnight. As of 2025-12-31, the bank reported total assets of $274M and total deposits of $237M. Profitability stands at 1.98% ROA and 16.36% ROE, with a net interest margin of 5.12%. The bank's CET1 capital ratio is 12.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 0.84%. FDIC Certificate #13209.

Assets

$274M

Deposits

$237M

Loans

$205M

Equity

$34M

Profitability

Return on Assets (ROA) 1.98%
Return on Equity (ROE) 16.36%
Net Interest Margin (NIM) 5.12%
Yield on Assets 6.50%
Cost of Funds 1.47%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.84%
NPA Ratio 0.12%
ACL / Loans 2.70%

Capital & Liquidity

CET1 Ratio 12.13%
Tier 1 Capital 12.13%
Total Capital Ratio 12.74%
Leverage Ratio 12.67%
Loan-to-Deposit 86.50%

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