LYTLE STATE BANK OF LYTLE, TEXAS, THE

LYTLE, TX | Small | Est. Sept. 14, 1910, midnight | FDIC #15501 | RSSD #830252 | FDIC
Latest Report: 2025-12-31

LYTLE STATE BANK OF LYTLE, TEXAS, THE is asn small FDIC-insured commercial bank headquartered in LYTLE, TX, established in Sept. 14, 1910, midnight. As of 2025-12-31, the bank reported total assets of $108M and total deposits of $92M. Profitability stands at 0.32% ROA and 2.84% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 11.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.39% and a Texas Ratio of 1.34%. FDIC Certificate #15501.

Assets

$108M

Deposits

$92M

Loans

$44M

Equity

$12M

Profitability

Return on Assets (ROA) 0.32%
Return on Equity (ROE) 2.84%
Net Interest Margin (NIM) 3.94%
Yield on Assets 4.81%
Cost of Funds 1.30%

Asset Quality

NPL Ratio 0.39%
Net Charge-Off Ratio 0.80%
Texas Ratio 1.34%
NPA Ratio 0.16%
ACL / Loans 0.76%

Capital & Liquidity

CET1 Ratio 11.58%
Tier 1 Capital 11.58%
Total Capital Ratio 12.16%
Leverage Ratio 15.46%
Loan-to-Deposit 47.82%

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