ASCEND BANK

GUILFORD, CT | Large | Est. Dec. 6, 1875, midnight | FDIC #18194 | RSSD #831008 | FDIC
Latest Report: 2025-12-31

ASCEND BANK is aln large FDIC-insured commercial bank headquartered in GUILFORD, CT, established in Dec. 6, 1875, midnight. As of 2025-12-31, the bank reported total assets of $1.5B and total deposits of $1.3B. Profitability stands at 0.62% ROA and 6.30% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 8.09%. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 2.61%. FDIC Certificate #18194.

Assets

$1.5B

Deposits

$1.3B

Loans

$1.1B

Equity

$144M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 6.30%
Net Interest Margin (NIM) 3.53%
Yield on Assets 5.40%
Cost of Funds 2.95%

Asset Quality

NPL Ratio 0.35%
Net Charge-Off Ratio 0.06%
Texas Ratio 2.61%
NPA Ratio 0.27%
ACL / Loans 0.76%

Capital & Liquidity

CET1 Ratio 8.09%
Tier 1 Capital 8.09%
Total Capital Ratio 8.50%
Leverage Ratio 9.44%
Loan-to-Deposit 88.59%

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