BANKTENNESSEE

COLLIERVILLE, TN | Medium | Est. Oct. 1, 1934, midnight | FDIC #29177 | RSSD #831576 | FED
Latest Report: 2025-12-31

BANKTENNESSEE is amn medium FDIC-insured commercial bank headquartered in COLLIERVILLE, TN, established in Oct. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $616M and total deposits of $535M. Profitability stands at 1.05% ROA and 10.86% ROE, with a net interest margin of 3.70%. The bank's CET1 capital ratio is 11.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.95% and a Texas Ratio of 7.31%. FDIC Certificate #29177.

Assets

$616M

Deposits

$535M

Loans

$505M

Equity

$60M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 10.86%
Net Interest Margin (NIM) 3.70%
Yield on Assets 6.27%
Cost of Funds 2.64%

Asset Quality

NPL Ratio 0.95%
Net Charge-Off Ratio 0.06%
Texas Ratio 7.31%
NPA Ratio 0.78%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 11.76%
Tier 1 Capital 11.76%
Total Capital Ratio 13.01%
Leverage Ratio 9.58%
Loan-to-Deposit 94.38%

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