FIRST CITIZENS STATE BANK is amn medium FDIC-insured commercial bank headquartered in WHITEWATER, WI, established in Oct. 25, 1863, midnight. As of 2025-12-31, the bank reported total assets of $513M and total deposits of $379M. Profitability stands at 1.69% ROA and 9.69% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 17.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11228.
Assets
$513M
Deposits
$379M
Loans
$353M
Equity
$89M
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