FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in HAZARD, KY, established in July 26, 1960, midnight. As of 2025-12-31, the bank reported total assets of $86M and total deposits of $60M. Profitability stands at 0.33% ROA and 1.56% ROE, with a net interest margin of 2.87%. The bank's CET1 capital ratio is 20.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.51% and a Texas Ratio of 6.42%. FDIC Certificate #31197.