FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in HAZARD, KY, established in July 26, 1960, midnight. As of 2025-12-31, the bank reported total assets of $86M and total deposits of $60M. Profitability stands at 0.33% ROA and 1.56% ROE, with a net interest margin of 2.87%. CET1 capital ratio: 20.84%, well above regulatory minimums. NPL ratio: 1.51% · Texas Ratio: 6.42%. Operates 1 domestic branch.
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