TAYLOR COUNTY BANK

CAMPBELLSVILLE, KY | Small | Est. Sept. 1, 1937, midnight | FDIC #15590 | RSSD #831941 | FDIC
Latest Report: 2025-12-31

TAYLOR COUNTY BANK is asn small FDIC-insured commercial bank headquartered in CAMPBELLSVILLE, KY, established in Sept. 1, 1937, midnight. As of 2025-12-31, the bank reported total assets of $243M and total deposits of $217M. Profitability stands at 1.36% ROA and 13.55% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 10.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.31% and a Texas Ratio of 10.99%. FDIC Certificate #15590.

Assets

$243M

Deposits

$217M

Loans

$175M

Equity

$25M

Profitability

Return on Assets (ROA) 1.36%
Return on Equity (ROE) 13.55%
Net Interest Margin (NIM) 4.48%
Yield on Assets 6.36%
Cost of Funds 1.94%

Asset Quality

NPL Ratio 1.31%
Net Charge-Off Ratio 0.13%
Texas Ratio 10.99%
NPA Ratio 1.19%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 10.14%
Tier 1 Capital 10.14%
Total Capital Ratio 10.65%
Leverage Ratio 12.32%
Loan-to-Deposit 80.69%

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