CLAY COUNTY BANK, INC. is asn small FDIC-insured commercial bank headquartered in CLAY, WV, established in June 4, 1902, midnight. As of 2025-12-31, the bank reported total assets of $136M and total deposits of $117M. Profitability stands at 0.91% ROA and 6.62% ROE, with a net interest margin of 4.05%. The bank's CET1 capital ratio is 13.64%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 1.13%. FDIC Certificate #2444. The institution operates 1 domestic branch.
Assets
$136M
Deposits
$117M
Loans
$64M
Equity
$19M
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