WEST SHORE BANK is amn medium FDIC-insured commercial bank headquartered in LUDINGTON, MI, established in July 25, 1898, midnight. As of 2025-12-31, the bank reported total assets of $820M and total deposits of $686M. Profitability stands at 0.71% ROA and 7.91% ROE, with a net interest margin of 4.02%. The bank's CET1 capital ratio is 11.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 2.09%. FDIC Certificate #14929.
Assets
$820M
Deposits
$686M
Loans
$640M
Equity
$75M
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