FALL RIVER FIVE CENTS SAVINGS BANK

FALL RIVER, MA | Large | Est. April 10, 1855, midnight | FDIC #23286 | RSSD #833404 | FED
Latest Report: 2025-12-31

FALL RIVER FIVE CENTS SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in FALL RIVER, MA, established in April 10, 1855, midnight. As of 2025-12-31, the bank reported total assets of $1.9B and total deposits of $1.4B. Profitability stands at 0.29% ROA and 4.12% ROE, with a net interest margin of 2.46%. The bank's CET1 capital ratio is 11.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.65% and a Texas Ratio of 6.52%. FDIC Certificate #23286.

Assets

$1.9B

Deposits

$1.4B

Loans

$1.5B

Equity

$135M

Profitability

Return on Assets (ROA) 0.29%
Return on Equity (ROE) 4.12%
Net Interest Margin (NIM) 2.46%
Yield on Assets 4.89%
Cost of Funds 2.83%

Asset Quality

NPL Ratio 0.65%
Net Charge-Off Ratio 0.03%
Texas Ratio 6.52%
NPA Ratio 0.50%
ACL / Loans 0.67%

Capital & Liquidity

CET1 Ratio 11.36%
Tier 1 Capital 11.36%
Total Capital Ratio 12.11%
Leverage Ratio 8.36%
Loan-to-Deposit 106.76%

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