WOODTRUST BANK

WISCONSIN RAPIDS, WI | Medium | Est. Aug. 11, 1891, midnight | FDIC #5335 | RSSD #833749 | FED
Latest Report: 2025-12-31

WOODTRUST BANK is amn medium FDIC-insured commercial bank headquartered in WISCONSIN RAPIDS, WI, established in Aug. 11, 1891, midnight. As of 2025-12-31, the bank reported total assets of $663M and total deposits of $571M. Profitability stands at 3.00% ROA and 31.56% ROE, with a net interest margin of 4.04%. The bank's CET1 capital ratio is 9.04%. Asset quality metrics show a non-performing loan ratio of 2.01% and a Texas Ratio of 11.94%. FDIC Certificate #5335.

Assets

$663M

Deposits

$571M

Loans

$400M

Equity

$60M

Profitability

Return on Assets (ROA) 3.00%
Return on Equity (ROE) 31.56%
Net Interest Margin (NIM) 4.04%
Yield on Assets 4.94%
Cost of Funds 1.01%

Asset Quality

NPL Ratio 2.01%
Net Charge-Off Ratio 0.48%
Texas Ratio 11.94%
NPA Ratio 1.22%
ACL / Loans 1.77%

Capital & Liquidity

CET1 Ratio 9.04%
Tier 1 Capital 9.04%
Total Capital Ratio 9.50%
Leverage Ratio 9.95%
Loan-to-Deposit 70.07%

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