CENTURY BANK

SANTA FE, NM | Large | Est. Jan. 1, 1910, midnight | FDIC #28362 | RSSD #83375 | FDIC
Latest Report: 2025-12-31

CENTURY BANK is aln large FDIC-insured commercial bank headquartered in SANTA FE, NM, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.2B. Profitability stands at 0.96% ROA and 11.09% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 12.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.13% and a Texas Ratio of 17.00%. FDIC Certificate #28362.

Assets

$1.3B

Deposits

$1.2B

Loans

$829M

Equity

$117M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 11.09%
Net Interest Margin (NIM) 4.61%
Yield on Assets 5.64%
Cost of Funds 1.24%

Asset Quality

NPL Ratio 1.13%
Net Charge-Off Ratio 1.59%
Texas Ratio 17.00%
NPA Ratio 1.61%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 12.78%
Tier 1 Capital 12.78%
Total Capital Ratio 13.82%
Leverage Ratio 9.90%
Loan-to-Deposit 68.55%

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