BanksFIRST STATE BANK OF SWANVILLE

FIRST STATE BANK OF SWANVILLE

SWANVILLE, MNMicroEst. May 1, 1907, midnightFDIC #8218RSSD #833851FDIC
Latest · 2025-12-31

FIRST STATE BANK OF SWANVILLE is an FDIC-insured commercial bank headquartered in SWANVILLE, MN, established in May 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $23M and total deposits of $18M. Profitability stands at -0.22% ROA and -1.18% ROE, with a net interest margin of 6.71%. CET1 capital ratio: 25.91%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 3.55%. Operates 1 domestic branch.

Assets
$23M
Deposits
$18M
Loans
$16M
Equity
$4M

Profitability

Return on Assets (ROA)-0.22%
Return on Equity (ROE)-1.18%
Net Interest Margin6.71%
Yield on Assets6.93%
Cost of Funds0.25%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.23%
Texas Ratio3.55%
NPA Ratio0.72%
ACL / Loans1.56%

Capital & Liquidity

CET1 Ratio25.91%
Tier 1 Capital25.91%
Total Capital Ratio27.17%
Leverage Ratio18.48%
Loan-to-Deposit89.60%

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