COVINGTON SAVINGS AND LOAN ASSOCIATION, THE

COVINGTON, OH | Micro | Est. Jan. 1, 1886, midnight | FDIC #28063 | RSSD #835079 | OCC
Latest Report: 2025-12-31

COVINGTON SAVINGS AND LOAN ASSOCIATION, THE is amn micro FDIC-insured commercial bank headquartered in COVINGTON, OH, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $83M and total deposits of $68M. Profitability stands at 0.96% ROA and 5.27% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 18.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #28063.

Assets

$83M

Deposits

$68M

Loans

$46M

Equity

$15M

Profitability

Return on Assets (ROA) 0.96%
Return on Equity (ROE) 5.27%
Net Interest Margin (NIM) 3.83%
Yield on Assets 4.50%
Cost of Funds 0.85%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.49%

Capital & Liquidity

CET1 Ratio 18.09%
Tier 1 Capital 18.09%
Total Capital Ratio 19.00%
Leverage Ratio 18.41%
Loan-to-Deposit 68.54%

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