BanksCOVINGTON SAVINGS AND LOAN ASSOCIATION, THE

COVINGTON SAVINGS AND LOAN ASSOCIATION, THE

COVINGTON, OHMicroEst. Jan. 1, 1886, midnightFDIC #28063RSSD #835079OCC
Latest · 2025-12-31

COVINGTON SAVINGS AND LOAN ASSOCIATION, THE is an FDIC-insured commercial bank headquartered in COVINGTON, OH, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $83M and total deposits of $68M. Profitability stands at 0.96% ROA and 5.27% ROE, with a net interest margin of 3.83%. CET1 capital ratio: 18.09%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 3 domestic branches.

Assets
$83M
Deposits
$68M
Loans
$46M
Equity
$15M

Profitability

Return on Assets (ROA)0.96%
Return on Equity (ROE)5.27%
Net Interest Margin3.83%
Yield on Assets4.50%
Cost of Funds0.76%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.49%

Capital & Liquidity

CET1 Ratio18.09%
Tier 1 Capital18.09%
Total Capital Ratio19.00%
Leverage Ratio18.41%
Loan-to-Deposit68.54%

This is just the summary.

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