BEARDSTOWN SAVINGS, S.B. is amn micro FDIC-insured commercial bank headquartered in BEARDSTOWN, IL, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $73M and total deposits of $54M. Profitability stands at 0.31% ROA and 3.26% ROE, with a net interest margin of 3.50%. The bank's CET1 capital ratio is 20.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.70% and a Texas Ratio of 4.50%. FDIC Certificate #30043.
Assets
$73M
Deposits
$54M
Loans
$41M
Equity
$7M
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