BANK OF HERRIN, THE

HERRIN, IL | Small | Est. April 12, 1904, midnight | FDIC #11310 | RSSD #835444 | FDIC
Latest Report: 2025-12-31

BANK OF HERRIN, THE is asn small FDIC-insured commercial bank headquartered in HERRIN, IL, established in April 12, 1904, midnight. As of 2025-12-31, the bank reported total assets of $350M and total deposits of $327M. Profitability stands at 1.16% ROA and 19.59% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 12.46%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.65% and a Texas Ratio of 6.18%. FDIC Certificate #11310.

Assets

$350M

Deposits

$327M

Loans

$231M

Equity

$22M

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 19.59%
Net Interest Margin (NIM) 3.55%
Yield on Assets 5.16%
Cost of Funds 1.58%

Asset Quality

NPL Ratio 0.65%
Net Charge-Off Ratio 0.35%
Texas Ratio 6.18%
NPA Ratio 0.43%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 12.46%
Tier 1 Capital 12.46%
Total Capital Ratio 13.39%
Leverage Ratio 8.90%
Loan-to-Deposit 70.53%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required