BanksTRI-COUNTY TRUST COMPANY

TRI-COUNTY TRUST COMPANY

GLASGOW, MOMicroEst. Jan. 1, 1921, midnightFDIC #11465RSSD #835659FDIC
Latest · 2025-12-31

TRI-COUNTY TRUST COMPANY is an FDIC-insured commercial bank headquartered in GLASGOW, MO, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $62M and total deposits of $48M. Profitability stands at 1.57% ROA and 12.94% ROE, with a net interest margin of 4.54%. CET1 capital ratio: 12.47%, well above regulatory minimums. NPL ratio: 0.69% · Texas Ratio: 3.59%. Operates 1 domestic branch.

Assets
$62M
Deposits
$48M
Loans
$43M
Equity
$8M

Profitability

Return on Assets (ROA)1.57%
Return on Equity (ROE)12.94%
Net Interest Margin4.54%
Yield on Assets6.60%
Cost of Funds2.20%

Asset Quality

NPL Ratio0.69%
Net Charge-Off Ratio0.09%
Texas Ratio3.59%
NPA Ratio0.48%
ACL / Loans1.42%

Capital & Liquidity

CET1 Ratio12.47%
Tier 1 Capital12.47%
Total Capital Ratio13.10%
Leverage Ratio13.81%
Loan-to-Deposit89.96%

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