AMERANT BANK, NATIONAL ASSOCIATION

CORAL GABLES, FL | Large | Est. Sept. 17, 1979, midnight | FDIC #22953 | RSSD #83638 | OCC
Latest Report: 2025-12-31

AMERANT BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in CORAL GABLES, FL, established in Sept. 17, 1979, midnight. As of 2025-12-31, the bank reported total assets of $9.8B and total deposits of $7.8B. Profitability stands at 0.29% ROA and 2.97% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 12.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.51% and a Texas Ratio of 17.38%. FDIC Certificate #22953.

Assets

$9.8B

Deposits

$7.8B

Loans

$6.7B

Equity

$978M

Profitability

Return on Assets (ROA) 0.29%
Return on Equity (ROE) 2.97%
Net Interest Margin (NIM) 3.95%
Yield on Assets 6.35%
Cost of Funds 3.77%

Asset Quality

NPL Ratio 2.51%
Net Charge-Off Ratio 0.66%
Texas Ratio 17.38%
NPA Ratio 1.88%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 12.35%
Tier 1 Capital 12.35%
Total Capital Ratio 13.49%
Leverage Ratio 9.47%
Loan-to-Deposit 85.81%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required